Job Description
Summary : We are seeking a dedicated and experienced Regional Collection Manager to oversee and manage the collection operations for unsecured loans across multiple regions of Telengana, Andhra Pradesh,Karnataka. The ideal candidate will have a strong background in collections, particularly in the real of unsecured loans, and will be responsible for leading a team of collection agents to ensure timely and effective recovery of outstanding balances.
Responsibilities:
- Preparing regulatory reports and dealing with regulators (RBI)
- Representing the company before the regulator and external stakeholders on risk, compliance and audit issues
- Preparing data as and when required by regulators or management
- Investigate the fraudulent instances observed on the TREDS platform and presenting it to seniors
- Reviewing policies and procedures of the company on an annual basis and suggesting changes with respect to regulatory changes
- Review of product and process to ensure that the vulnerability of the same from a fraud risk management perspective is addressed reasonably
- Coordinate with internal/external auditors in timely completion of audit and closure of open observations.
Competencies Required:
* Independently handled Fraud prevention techniques, good law enforcement liaisoning
* Excellent communication skills for dealing with RBI and Board of directors on compliance related issues
* Good knowledge of data analytical, data reporting, MIS, excel and word, etc. * Ready to handle pressure and multi-tasking
* Quickly identify and report emerging trends
* Maintain and circulate fraud and audit related MIS to all stakeholders